|Fees||0.04% to 0.4% maker fees, 0.1% to 0.4% taker fees, plus 2.99% for credit card purchases||Up to 0.50% spread per trade, 3.99% for credit card purchases, and 1.49% for Coinbase wallet or bank account purchases|
|Security||Two-step verification, FDIC-insured USD balances up to $250,000, platform insurance against theft, cold storage, and uses a bug bounty program||Two-step verification, FDIC-insured USD balances up to $250,000, platform insurance against theft, cold storage, and uses a bug bounty program|
|Wallet||Multi-factor authentication, biometric, private keys locally encrypted||AES-256 encryption and multi-signature wallets|
|Transactions Supported||Buy, sell, send, receive, withdraw, and exchange||Buy, sell, send, receive, withdraw, and exchange|
|Max. Monthly Trading Amount||30-day rolling withdrawal limit of 500,000 USD||Limits vary based on your payment method and region, $25,000 per day deposit limit in the U.S.|
Crypto.com vs. Coinbase : Features
Both cryptocurrency exchanges provide a mobile app that works on Android and io devices along with a digital wallet. however, the platforms differ in their offerings. While Coinbase focuses on novice education, Crypto.com, which started as a crypto payment platform, offers several products, such as Visa cards, crypto give at check, and respective ways to earn crypto .
Coinbase investors appreciate a massive library of data about trading cryptocurrency. By taking a course or viewing a example about diverse altcoins, users earn a bite of cryptocurrency, frequently $ 3 or $ 10 worth. The Coinbase Card, a Visa debit menu made available to Coinbase users in precipitate 2021, earns up to 4 % in rewards on every purchase. Plus, Coinbase has a native mint, USD Coin ( USDC ). Users can hold onto USDC to earn a 0.15 % annual percentage give ( APY ) .
Unlike Coinbase, Crypto.com offers identical limited educational materials. Its cognition base covers the basics of the platform. There is besides a blog and a handful of lessons in the “ university ” department. alternatively, it concentrates on products :
- Visa card: Several card tiers offering up to 8% CRO rewards on purchases, depending on the amount of CRO staked
- Crypto Pay: Buy gift cards with crypto or select crypto pay at checkout at certain retailers to pay using crypto
- Crypto Earn: Users can earn up to 14.5% on crypto deposits; however, it’s typically not recommended to store currency on platforms
- Crypto Credit: Non-U.S.-based users can borrow up to 50% of their crypto collateral with a Crypto loan
Crypto.com vs. Coinbase : Currencies
Crypto.com supports 150+ cryptocurrencies, whereas Coinbase has 100+ tradable cryptocurrencies. Both defend popular decree currencies, including USD, EUR, and GBP, american samoa well as mint fractions. Crypto.com has 26 decree supported currencies and Coinbase is no longer sharing their accomplished list. however, New York users are barred from buying sealed currencies on the Coinbase chopine, whereas Crypto.com investors in Connecticut can ’ metric ton bribe DAI and residents of that country ampere well as Texas ca n’t buy PAX Gold ( PAXG ). Both platforms hold Dogecoin ( DOGE ), along with early favorite altcoins .
Crypto.com vs. Coinbase : security
Coinbase and Crypto.com are highly secure platforms offering industry-standard measures required for operation in the United States. Both exchanges provide two-factor ( 2F ) authentication, Federal Deposit Insurance Corporation ( FDIC ) indemnity on USD balances, and indemnity against price or larceny. They besides use a microbe amplitude platform to find weaknesses. Coinbase keeps 98 % of currencies in cold storehouse, whereas Crypto.com says it stores 100 % in air-gapped cold storage .
Each platform features a digital wallet with excellent security features, including multi-factor authentication and address whitelisting. But whitelisting is mandate on the Crypto.com wallet and optional on Coinbase. The Crypto.com wallet provides secret keys that are encrypted locally on the drug user ’ randomness device. With Coinbase, the trade report does not allow you to manage your private keys, but the stand-alone wallet does let you manage them and have them on your device .
Crypto.com vs. Coinbase : Fees
The biggest difference between the platforms comes down to monetary value. Crypto.com keeps it simple using the maker-taker model, with rates ranging from 0.04 % to 0.40 % for manufacturer fees and 0.10 % to 0.40 % for taker fees. Like Coinbase, investors pay extra fees for using recognition cards. Coinbase charges godhead fees ranging from 0.00 % to 0.40 % and taker fees ranging from 0.05 % to 0.60 % .
For example, a low-volume trader wanting to purchase $ 100 deserving of Bitcoin ( BTC ) via an Automated Clearing House Network ( ACH ) transfer incurs a maker-taker fee of 0.40 % on Crypto.com. Coinbase charges maker-taker fees of 0.40 % and 0.60 %, respectively, on the same transaction .
Crypto.com offers exorbitant discounts for investors who stake CRO. Using a tiered arrangement, you can earn larger and larger discounts up to 100 % of the maker-taker fees depending on how much you venture. Although you ’ ll find many Coinbase promotions across the web, there are fewer options for fee discounts on Coinbase .
|Wallet Conversion Fee||Free||1.49%|
|ACH Transfer||Free, with a minimum of $20||Free|
|Wire Transfer||Free, with a minimum of $1,000||$10 deposit, $25 withdrawal|
|Crypto Conversion||Free||Up to 2% spread|
|Trades||Maker-taker model based on 30-day trading volume||Maker-taker model|
Maker-taker fees for Crypto.com differ according to your 30-day deal volume :
- $0 to $25,000: 0.40% maker, 0.40% taker
- $25,001 to $50,000: 0.35% maker, 0.35% taker
- $50,001 to $100,000: 0.15% maker, 0.25% taker
- $100,001 to $250,000: 0.10% maker, 0.16% taker
- $250,001 to $1,000,000: 0.09% maker, 0.15% taker
- $1,000,001 to $20,000,000: 0.08% maker, 0.14% taker
- $20,000,001 to $100,000,000: 0.07% maker, 0.13% taker
- $100,000,001 to $200,000,000: 0.06% maker, 0.12% taker
- $200,000,001 and above: 0.04% maker, 0.10% taker
In comparison, Coinbase charges rates that are a piece higher :
- $0 to 10,000: 0.60% taker, 0.40% maker
- $10,000 to 50,000: 0.40% taker, 0.25% maker
- $50,000 to 100,000: 0.25% taker, 0.15% maker
- $100,000 to 1,000,000: 0.20% taker, 0.10% maker
- $1,000,000 – 10,000,000: 0.18% taker, 0.08% maker
- $10,000,000 to 20,000,000: 0.18% taker, 0.08% maker
- $20,000,000 to 50,000,000: 0.15% taker, 0.05% maker
- $50,000,000 to 100,000,000: 0.15% taker, 0.05% maker
- $100,000,000 to 300,000,000: 0.10% taker, 0.02% maker
- $300,000,000 to 500,000,000: 0.08% taker, 0.00% maker
- $500,000,000 and above: 0.05% taker, 0.00% maker
Crypto.com vs. Coinbase : rest of Use
Both platforms offer web- or app-based trade. Although the mobile apps and browser tools are intuitive and easy to use, the exchanges look different. Coinbase takes a elementary approach, making it easy to navigate the web site or calculate out your future steps .
In contrast, Crypto.com provides respective products, and the web site can be overwhelming at foremost glance. Beginners newfangled to trade may feel more comfortable using Coinbase until they understand the terminology and types of transactions supported .
Crypto.com vs. Coinbase : access
Coinbase is available in more than 100 countries including the U.S., Canada, Singapore, and 39 european countries. however, residents of Hawaii can ’ metric ton use Coinbase. New York residents may face restrictions .
Although New York investors can ’ deoxythymidine monophosphate use Crypto.com, Hawaii residents can. furthermore, it ’ s available to residents in over 100 countries, including the U.S., Australia, Singapore, Canada, and the U.K .
ease of use, low fees, and a courteous choice of coins make up some of the best cryptocurrency exchanges. Although Crypto.com has a rebuff learning swerve, the web site and app are user-friendly and easy to navigate. additionally, the costs are lower than Coinbase, and there ’ s a broader range of currencies. Combined with multiple discounts and products, such as crypto requital for purchase options, these reasons earn Crypto.com a top spot over Coinbase .
frequently Asked Questions
What Are Crypto.com and Coinbase?
Crypto.com and Coinbase are crypto exchange platforms that let investors buy and sell popular and lesser-known cryptocurrencies. Users can keep funds in their online account or transfer them to their account using diverse methods, such as a credit circuit board, wire remove, or ACH withdrawal. Both are excellent options for people wanting to invest in cryptocurrency or earn small amounts of crypto in rally for using or learning on the chopine .
How Do Crypto.com and Coinbase Work?
Crypto.com and Coinbase use similar verification methods once users sign up for an history. Once the history is verified, investors can deposit money via ACH, cable transfer, PayPal, or a credit or debit menu. To trade on Crypto.com, navigate to the Markets page, choose your coin and chink Trade. On Coinbase, plainly click Get Started to see a number of crypto assets. Both platforms require investors to decide how much to purchase and show fees before the barter is finalized. careless of the switch over used, to get the most out of crypto trade, it ’ mho all-important to learn the basics of investing, find the cheapest ways to deposit funds ( normally ACH ), and decide what security system measures you want to take .
Are Crypto.com and Coinbase Safe?
Yes, Crypto.com and Coinbase are safe and use security measures that are industry-standard or above for U.S.-based residents. Although Crypto.com is based in Hong Kong, where some rules may be different, it prioritizes security equally to Coinbase. Both exchanges are well known in the space and use bug bounty hunters to root out potential security system issues .
Who Should Use Crypto.com vs. Coinbase?
First-time traders who don ’ triiodothyronine understand the terminology and process may prefer the simplicity of Coinbase along with the educational materials provided. It ’ s an excellent starter platform, and once investors are familiar with trade, the Coinbase Pro app is a free upgrade and offers cheaper fees. however, if you have a basic reason of cryptocurrency and want to stake CRO, you can take advantage of many benefits on Crypto.com. The more an investor stakes, the lower the costs. tied without staking CRO, it ’ south less expensive to trade on Crypto.com. Furthermore, you ’ ll have access to several Visa cards and giving cards that you can use to earn and spend crypto.
Investopedia is dedicated to helping those matter to in cryptocurrency investing produce informed and safe decisions. We are committed to providing our readers with unbiased reviews of the exceed cryptocurrency exchanges for investors of all levels .
We reviewed Coinbase and Coinbase Pro by looking at the width of features, such as the trade types, leverage and withdrawal options, and supported currencies. furthermore, we assessed the overall ease of use in a world wide web browser and on mobile apps. We besides considered the fee structure and security levels for both report types and the Coinbase Wallet .